Want to Finance Your Home Renovation Project?
New Stage Home Improvement works with Watercress, a dedicated finance provider to get you the best possible rates for your home remodel.
Financing with Watercress
Get your dream project done by turning a large purchase into affordable monthly payments.
- We offer 2 terms.
- Each term has a maximum term of 15 years.
- No penalty for paying off the loan early.
- Interest rate is based on credit score.
- NO Commercial Financing
- Lowest credit score accepted is 660 (able to review if necessary)
- Approval up to $75,000.00 (can review for increase if needed)

* Customers need to apply through New Stage Home Improvement.
Plan Options
Plan 1= C2000
- Standard Installment with 2-month payment delay. (30-day grace period before those 2-months of delayed payments begin).
- Payment Information = The first monthly payment will be due 2-months AFTER THE PROJECT IS COMPLETED (30-day grace period). But the interest starts accruing the day the project is completed.
- Interest rates range from 10.95% - 17.95% depending on credit score.
- Max Term = 15 years but there is no penalty for paying the loan off early.
Plan 2 = C5044
- 2-month promotional period (interest free for first 2 months)
- Payment Information = First 2 months (beginning the day the project is completed) there is NO INTEREST and NO PAYMENTS
- Interest rates range from 11.95% - 17.95% depending on credit score.
- Max Term = 15 years but there is no penalty for paying the loan off early.